Bookkeeping for 1099 and service income
Monthly QBO bookkeeping for independent contractors, Schedule C filers, and service-business owners who make real money but do not want tax season to start with a pile of transactions.
Clearclose is focused on 1099 earners, Schedule C filers, consultants, creators, trades, coaches, realtors, professional services, and other owners where the records are mostly bank feeds, cards, owner activity, contractors, and recurring expenses.
Clients own their QBO subscription, connect bank and card feeds directly, and invite our team through accountant access. We reconcile, categorize, review exceptions, and deliver monthly reports.
Proposals, signatures, document requests, client questions, billing, and notices stay behind login wherever sensitive information is involved.
Simple subscription pricing
Every plan includes QBO bookkeeping, reconciliations, a monthly report pack, portal questions, and required autopay. High-income contractors and Schedule C filers usually fit Starter or Core unless they have several accounts or catch-up work.
For clean, low-volume books.
$125/mo
For active service businesses.
$199/mo
For busier books and more accounts.
$349/mo
For owner-led businesses that want a packaged offer, pricing model, sales funnel, automation map, client workflow, and finance-backed growth plan built with senior sales, marketing, and finance judgment.
$2,375+ project
Setup: $149 once. Catch-up: $99 per prior month.
QBO subscription, payroll platforms, sales tax filing fees, tax return preparation, and growth systems buildout work are quoted separately where applicable.
$249+ per return when books are current and the organizer is complete.
$75+ per filing for one state, one filing period, and current QBO reports.
$125+ scoped review before payroll, entity, or filing decisions are made.
$125+ session for monthly clients with books closed through the review month.
Add-ons are not instant checkout products. They open only after secure portal intake, signed engagement, payment terms, records, and owner review are complete.
Plan finder
Use the quick finder if you are an independent contractor, 1099 earner, Schedule C filer, LLC owner, or service-business owner. It does not ask for tax IDs, documents, bank credentials, or private client details.
How it works
Answer a short fit check. We screen for volume, entity type, QBO status, and add-ons.
Review the engagement, sign electronically, and activate autopay.
You connect bank feeds directly and invite Clearclose through accountant access.
We reconcile accounts, ask portal questions, and deliver reports when the close is ready.
Included and available
The base subscription keeps contractor and business records clean enough to support tax work. Schedule C support, income tax preparation, planning, and sales tax returns can be added after onboarding confirms the activity, filing obligations, calendar, and data quality. Growth systems buildout is a separate premium project for owners who want help turning a service idea into a priced, marketed, trackable client workflow.
Security posture
The public website is for fit checks and scheduling only. Tax returns, bank statements, EIN notices, payroll data, and identity documents belong in the secure client portal, never in open email or a public form.
Start here
This fit check is intentionally light. Do not include SSNs, EIN documents, tax returns, bank credentials, or account statements here.
Secure upload, e-signature, billing, and message links will point to SuiteDash after the account, domain, and portal workspace are activated.
Portal access is sent after fit review, signed engagement, and autopay setup.
FAQ
Yes, if the income is meaningful enough that you want clean records, estimated-tax support, or a smoother Schedule C. Many clients do not think of themselves as a business; the tax return still needs organized income and expenses.
No. You connect bank and card feeds inside your own QBO account. We do not request or store bank passwords.
Yes, when separately scoped after onboarding confirms the entity, filing obligations, due dates, and data quality.
Yes, by application. Growth Systems Buildout is separate from bookkeeping and starts at $2,375 for offer, pricing, funnel, workflow, automation, and revenue-model buildout work. Ongoing growth advisory starts at $625 per month after a scoped buildout or approved advisory plan.
Routine scheduling emails are fine. Sensitive documents should be uploaded through the secure portal only.
Cannabis, kratom, adult content, gambling, money services, deceptive marketing, illegal activity, exploitative work, and any business Clearclose is not comfortable representing are declined. Heavy inventory, complex ecommerce, crypto activity, audit/attest needs, and enterprise finance operations are also outside the starter scope.